fxUSD Observer
Independent tracker for the f(x) ecosystem

Lending

Live fxUSD lending markets and independent calculators. Data is indicative. Not financial advice.

The fxMINT Simulator previews your LTV and liquidation risk before opening a collateral position. The Break-Even Calculator finds exactly how many days of yield are needed to cover opening and closing fees. Below, live Morpho Blue markets (Base) and a Monarch market (Ethereum) show real-time utilization, liquidity and borrow APY. The fxSAVE Loop calculator models the leveraged loop on the fxSAVE/USDC Morpho market on Ethereum.

fxMINTfxMINT Simulator
Break-Even Calculator
Time to recover fxMINT fees
Break-even by scenario
Base APR50.27% APR
6days
Fee & yield details
Total fees
$7.00
open $5.00 + close $2.00
Daily yield
$1.38
Monthly yield
$41.89
Annual yield
$502.70
Assumes constant APR, no collateral price change, no additional borrowing costs. Actual results will vary.
MorphoMorpho BlueBorrow fxUSDBase chain · Live

Provide collateral and borrow fxUSD at variable rates. Combining with fxMINT yield opportunities lets you leverage your position.

Collateral
Max LTV
Supply
Available
Utilization
Borrow APY
Loading markets…
Open Morpho BlueData from Morpho Blue API · Refreshes every 5m
MonarchMonarchBorrow fxUSDEthereum · Live

Monarch-curated Morpho Blue market on Ethereum. Supply fxUSD to earn yield or use collateral to borrow fxUSD at competitive rates.

Open on Monarch ↗
Indicative only. Not financial advice.
MorphoMorpho BluefxSAVE LoopEthereum · Live

Deposit fxSAVE as collateral, borrow USDC, swap it back to fxSAVE and repeat — multiplying your exposure to fxSAVE yield. The calculator shows the effective net APY and position risk for a given number of loops on the fxSAVE/USDC Morpho market ↗.

Loading live market data…
10%91.50% liq.
110
Loop steps
Deposit+$10.0k fxSAVE
→
Borrow + swap$8.0k USDC → fxSAVE
Deposit+$8.0k fxSAVE
→
Borrow + swap$6.4k USDC → fxSAVE
Deposit+$6.4k fxSAVE
→
Borrow + swap$5.1k USDC → fxSAVE
Net effective APY
19.19%
on $10.0k initial capital · 2.95× leverage
Position summary
Total fxSAVE deposited
$29.5k2.95× initial
Total USDC borrowed
$19.5kLTV 66.1%
Gross yield / year
+$1.9k6.50% on $29.5k
Borrow cost / year
−$0.000.000% on $19.5k
Net yield / year
+$1.9k
Position LTV vs. liquidation threshold66.12% / 91.50% — Safe
Health factor: 1.38
Risk note — this strategy amplifies exposure to fxSAVE. If fxSAVE depegs below $1, all positions lose value simultaneously and the health factor drops. A borrow APY spike above 2.20% makes the strategy unprofitable. Swap fees (≈0.01% stablecoin) are not included.
Open on Morpho
Data: Morpho Blue API · fxSAVE/USDC market · Ethereum mainnetIndicative only. Not financial advice.